An Awkward Situation

This is a random thought I had on the drive home from my friend's place today.

Invariably at this age when you meet people a natural question is what they do. Do they work? Are they in school? Etc. I am in an awkward situation. I hate having to explain - well, I just left investment banking and I'm not working now but I am applying to school but I don't know if I'll work because I don't really need to. Ugh. Frustrating. Anyone have any ideas how to simplify my explanation without sounding like a lazyass?